# Encrypted bank issue

**URL:** <https://qa.fmod.com/t/encrypted-bank-issue/24209>\
**Category:** FMOD Engine\
**Tags:** unity\
**Created:** [April 24, 2026, 2:25am UTC](https://qa.fmod.com/t/encrypted-bank-issue/24209 "2026-04-24T02:25:17Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![jvd](https://avatars.discourse-cdn.com/v4/letter/j/7feea3/32.png) [@jvd](https://qa.fmod.com/u/jvd)\
**Post date:** [April 24, 2026, 2:25am UTC](https://qa.fmod.com/t/encrypted-bank-issue/24209/1 "2026-04-24T02:25:17Z")

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Our game supports user generated fmod banks that get loaded after the master bank. Our master bank is encrypted. If the user banks are not encrypted with the same key, the user banks cause a loading error:  
[FMOD] ResourceLoader:::asyncLoadBatch : Failed to load waveform {3a6e5cc4-926b-4f2b-a7af-a70234c76589} (error 19)

This means that we would have to supply the key in the template fmod project to the modders, which defeats the purpose of the encryption.

Is it possible to make fmod support encrypted master bank and unencrypted user generated banks?

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**Author:** ![joseph](https://yyz2.discourse-cdn.com/flex036/user_avatar/qa.fmod.com/joseph/32/264_2.png) [@joseph](https://qa.fmod.com/u/joseph)\
**Post date:** [April 27, 2026, 1:04am UTC](https://qa.fmod.com/t/encrypted-bank-issue/24209/2 "2026-04-27T01:04:31Z")

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> [@jvd](#):
>
> Is it possible to make fmod support encrypted master bank and unencrypted user generated banks?

Yes. If some but not all of the banks in your game are encrypted, use the [FMOD\_STUDIO\_LOAD\_BANK\_UNENCRYPTED](https://www.fmod.com/docs/2.03/api/studio-api-system.html#fmod_studio_load_bank_unencrypted) load flag when loading the unencrypted banks. In your case, this means you should use that flag when loading any user-generated bank.

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**Author:** ![jvd](https://avatars.discourse-cdn.com/v4/letter/j/7feea3/32.png) [@jvd](https://qa.fmod.com/u/jvd)\
**Post date:** [April 27, 2026, 5:33am UTC](https://qa.fmod.com/t/encrypted-bank-issue/24209/3 "2026-04-27T05:33:56Z")

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Thanks Joseph, that works perfectly.

Cheers!